About Rivercity Finance

Finance made simple. Service made personal.

At Rivercity Finance, we believe finance shouldn’t be complicated. Whether you’re buying your first car, upgrading your fleet, or funding business growth, our mission is to make the process fast, transparent, and stress-free — so you can focus on what matters.

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Rated 5-stars on Google

Who We Are

Rivercity Finance is a Queensland-based finance brokerage helping Australians secure loans for everything from trucks and equipment to cars, boats, and personal finance. With access to over 50 lenders and more than $250M in finance secured to date, we’ve built a reputation for speed, accuracy, and results.

Unlike faceless online platforms, we’re real people who care about your goals. We see every client as more than a single transaction — we’re here to be your finance partner for the long haul, ready to help whenever you need your next vehicle, piece of equipment, or personal loan.

Our Experience

Our team of four asset finance brokers brings a combined 50+ years of industry experience. Each broker began their career in car dealerships before moving into finance, giving us unmatched knowledge of both industries and strong relationships with lenders and dealers nationwide.

Every team member holds a Diploma in Finance and is fully licensed under our Australian Financial Services Licence. That means you can trust the advice we provide is professional, compliant, and always in your best interest.

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What We Stand For

Our philosophy is simple

Keep it fun

Finance doesn’t have to be boring.

Keep it real

Straightforward, honest advice without the jargon.

Keep it honest

Transparency is non-negotiable.

Keep it long-term

We value ongoing relationships, not one-off deals.

Many of our clients return time and again — for their next truck, next car, or even to help family and friends with finance. That trust is the highest compliment we can receive.

our team

Meet Your Brokers

Every broker at Rivercity Finance has been part of our team for 4+ years. We know our clients by name, and they know they can call us anytime without starting the process over. That continuity means faster approvals and a finance partner you can rely on for the long run.

James Ruyl

Founder & Finance Specialist

Andy Ruyl

Finance Specialist

Richard Pearce

Finance Specialist

Matt Woods

Finance Specialist

Why Choose Rivercity Finance?

We go beyond the numbers to give you confidence in every step.

Fast, No-Fuss Approvals

Most applications are approved within 24 hours — no delays, no confusion.

Access to 50+ lenders

more choice, better rates

$250M+ finance secured

proof our process works

Dedicated Finance Specialists

Get personalised guidance from an experienced broker who knows your industry.

Nationwide service

helping clients across every state and territory

Ready to Work With a Finance Partner for Life?

Whether you’re an individual, a family, or a small business, Rivercity Finance is here to make sure you get the right finance the first time — every time.

Get A Quick Quote

Complete the form or call 1300 205 246 if you have any questions

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